Reconciliation for Microfinance

Empowering Financial Inclusion with Operational Excellence

Your mission is to serve the community. Our mission is to provide you with the tools for success. Reconwizz automates the unique reconciliation challenges of MFIs, SACCOs, and Credit Unions, so you can focus on impact, not spreadsheets.

Discover Our MFI Solutions
Challenges Unique to Microfinance

Accuracy at the Heart of Your Mission

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Loan Portfolio Integrity

Manually reconciling thousands of small-value loan disbursements and repayments between your core system and bank statements is a major source of errors.

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Agent Banking Networks

Tracking cash floats, commissions, and transactions across a wide network of agents is complex and critical for maintaining liquidity and trust.

Mobile Money Icon

Mobile Money Integration

The high volume of mobile money transactions for deposits and loan payments requires robust automation to ensure every cent is accounted for.

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Donor & Regulatory Reporting

Providing accurate and timely reports to funders, regulators, and members is essential for transparency and continued support.

Loan Portfolio Reconciliation
Core MFI Operations

Ensure Loan Portfolio Accuracy

The health of your loan portfolio is the health of your institution. Reconwizz provides the tools to ensure every loan transaction is perfectly reconciled.

  • Automate matching of loan disbursements and repayments against bank statements.
  • Reconcile mobile money collections directly with the loan management system.
  • Easily identify and manage exceptions like partial payments or data entry errors.
  • Maintain an accurate, up-to-date view of your entire portfolio's performance.
Agent Banking Network
Field Operations

Manage Your Agent Network with Confidence

Empower your field agents and ensure the integrity of your agent banking channel, a critical component of financial inclusion.

  • Reconcile agent cash deposits and withdrawals against their transaction logs.
  • Automate the calculation and verification of complex agent commissions.
  • Provide agents with clear, accurate statements to build trust and transparency.
  • Monitor agent float balances in real-time to manage liquidity effectively.
Mobile Money Integration
Digital Channels

Embrace Mobile Money with Control

Leverage the power of mobile money to expand your reach and serve more members, while maintaining tight financial control.

  • Direct integration with leading mobile money providers for automated data import.
  • Reconcile high-volume mobile deposits and loan repayments instantly.
  • Automatically verify mobile money transaction fees and commissions.
  • Ensure your mobile money float accounts are always balanced and compliant.
Microfinance FAQs

Your Questions Answered

How does Reconwizz handle the reconciliation of a large, high-volume loan portfolio?

Our platform is built to handle high volumes of small-value transactions, which is typical for MFIs. It automatically matches loan disbursements and repayments from your core system against bank statements or mobile money transaction files, instantly identifying discrepancies like partial payments or defaults.

Can your software manage our agent banking network's commissions and float?

Yes. Reconwizz automates the entire agent banking reconciliation cycle. We can configure the system to calculate complex commission structures and reconcile agent cash-in/cash-out transactions against their float balances, providing a clear, daily view of each agent's position.

How does the system help with reporting to donors and regulators?

By centralizing and automating your reconciliation, Reconwizz creates a single source of truth for your financial data. You can generate accurate, on-demand reports for loan portfolio performance, agent network activity, and overall financial health, ensuring you meet the transparency requirements of donors and regulatory bodies.